Medicare Supplement

Find A Plan

Medicare has its benefits - but it doesn't cover everything.

Sterling Medicare Supplement plans pay for out-of-pocket costs not covered by Medicare Parts A and B. This can include Deductibles and Coinsurance, Skilled Nursing Expenses, Part B Excess Charges and preventive Hearing, Dental, Vision and an annual Physical Exam.

There are many affordable Medicare Supplement plan options to choose from, including Standard and Medicare SELECT Plans A, B, C, F, Innovative F, G, K, and N. 

Sterling Premier® 

Sterling Premier® is a standard Medicare Supplement insurance product available to Medicare beneficiaries 65 and older, and in some states, disabled beneficiaries under age 65. Standard supplement plans have the most flexibility to choose your own doctors, specialists and hospitals. Sterling Premier® is not available in all areas.

Sterling Medicare SELECT*

Medicare SELECT is another type of Medicare Supplement policy. It offers the same benefits as standard plans, but requires the use of network hospitals and medical facilities. This requirement does not apply in the case of an emergency. Medicare SELECT plans are generally lower in premium due to network requirements. Sterling Medicare SELECT is not available in all areas.

With Sterling you can count on:

  • Your choice of physician and other providers
  • No referrals required, including specialists
  • Outstanding “Real People” customer service
  • Valuable extras at no additional cost:
    • 24-Hour Nurse Advice Line**
    • Silver&Fit® Exercise and Healthy Aging Program1**
    • Sterling Rx Perksprescription drug discount card

Sterling Medicare Supplement Plan Choices

Compare Medicare Supplement plans to find one that fits your needs. This chart shows basic information about the different benefits that Medicare Supplement policies cover. Click to view or print our Plan Comparison Chart.

Need help understanding Medicare? Click here.


For Sterling Premier® and Medicare SELECT Supplement insurance, neither Sterling nor its agents are connected with or endorsed by the United States government or the federal Medicare program. Please contact Sterling for complete details on other insurance plans that may be available. These policies may have exclusions, limitations and reductions of benefits. For costs and complete details of coverage, contact Sterling. Not all plans are available in all areas.

*Network Hospital and Network Facility Restrictions apply. Nursing home, convalescent home or extended care is not included in the definition of “hospital”. When non-emergency hospital services are needed, your physician must have Network Hospital admitting privileges. In case of emergency, or if your Network Hospital doesn’t provide the services you require, you will still be covered at a non-network facility.

**Not available in Illinois.

1The Silver&Fit® program is provided by American Specialty Health Fitness, Inc., a subsidiary of American Specialty Health Incorporated (ASH Fitness). Silver&Fit is a federally registered trademark of ASH and is used with permission herein. 

2DISCOUNT ONLY – NOT INSURANCE. Discounts are available exclusively through participating pharmacies. You may cancel your registration at any time by contacting Customer Care. Administered by Medical Security Card Company, LLC.

Sterling Med Supp

Copyright © 2015 Sterling Insurance
Underwritten by Sterling Life Insurance Company
Last Updated: 3/24/2015